This website was created and organized with the everyday consumer in mind. Business and Money Management was created to serve the everyday person who couldn't afford to follow the straight and narrow by hiring a personal assistant, an attorney or an accountant to handle their business and look out for their interests. I, Loma Risper, have lived the life of so many. I've been through the ups of having great credit and tons of credit cards and buying whatever, whenever. Then, I went through the downs of trying to juggle paying all of them and realizing that I was barely able to pay just the minimums which would keep me permanantly in debt. I realized that the tidal wave of debt was going to drown me if I tried to hang on out of pride and wanting to do the right thing. I had to let go and start over by fixing all the damage I had caused and of course the damage caused by the collection agencies. I had to learn all about the credit world. I've experienced credit from just about every angle all of my clients have dealt with so I know how to help them through them, from no credit to an overload of credit debt. I can help you too. All you have to do is contact me. As you can see on the left side of this page, I offer a number of products and services. If you give me the opportunity, I'm positive there's something I can do to help you "Take Care of Business." I can even evaluate your sitution and recommend which of my products and services will best suit your particular needs. Contact me today. Let's get started now.